Islamic Microfinance, Providing Credit to the Poor:A Case Study of Iran1

	Islamic Microfinance, Providing Credit to the Poor:A Case Study of Iran1
International Economics Studies
مقاله 8، دوره 34، شماره 1، آبان 2009، صفحه 99-107 اصل مقاله (65.1 K)
شناسه دیجیتال (DOI): 10.22108/ies.2009.15513
نویسنده
Sadegh Bakhtiri^*
Islamic Azad University , Khorasgan, Isfahan
چکیده
The general perception of Islamic finance is that it prohibits the practice of paying and receiving interest, but Islamicfinance is much broader than interest rate prohibition. Islamic financial services can be viewed as a set of financialservices which are diversified based on the needs of society.Since in THE Iranian Economy most of the enterprises are micro and/or small, micro financing seems to be veryimportant. Among different modes of financing which are designed in Iranâs Interest Free Banking System, QardHasan has been discussed in this paper as a way of micro financing .With a brief review of Iranâs latest Banking Act, a history of Qard Hasan has been presented and due to data availabilitythe performance of the Iran Agricultural Bank (Bank Keshavarzi) has been discussed in this regard.JEL Classification: G32, K49, N45
کلیدواژه‌ها
Keywords: Microfinance؛ Micro enterprise؛ Small enterprise؛ Micro credit؛ Qard Hasan

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